uob credit card
uob credit card
Blog Article
UOB Bank is really a nicely-recognised financial institution that offers a range of credit cards customized to meet diverse requirements and Choices. This is an extensive overview to help you recognize The important thing features:
Types of UOB Charge cards
UOB delivers many types of charge cards, Just about every designed for certain applications:
Rewards Cards: Receive details or miles on the purchases which can be redeemed for journey, browsing, eating, and much more.
Cashback Cards: Get yourself a proportion of your respective expending back as money rebates.
Travel Cards: Made for Regular travelers with Rewards like air miles accumulation, airport lounge entry, and journey insurance policies.
Life style Playing cards: Presents benefits relevant to amusement, eating special discounts, and distinctive function invitations.
Important Functions
Each and every UOB credit card comes with its have list of capabilities. Here are several frequent ones:
Interest-No cost Interval
Most UOB charge cards supply as much as fifty five times interest-free for those who fork out your stability in complete by the owing date.
Reward Details
Receive reward points on each individual greenback invested which may be redeemed for numerous benefits including vouchers or merchandise.
Dollars Rebates
Specific playing cards supply cashback on daily charges like groceries, fuel, eating out and so on.
Promotions & Bargains
Get pleasure from Unique promotions and savings at partnered merchants which include eating places, retail outlets and on-line platforms.
Versatile Payment Options
Make a choice from various payment approaches such as GIRO (Typical Interbank Recurring Order), AXS stations or direct debit from the savings account.
Safety features
Improved stability via EMV chip know-how together with SMS alerts for transactions manufactured higher than a specific limit.
How to use
Applying to get a UOB bank card is simple:
Take a look at the Formal UOB website.
Browse by means of their variety of charge cards.
Pick out the cardboard that most accurately fits your preferences.
Complete the applying variety possibly online or go to a branch.
Submit essential documents like proof of earnings and identification.
Handling Your Card
When you have your UOB credit card:
Routinely Examine statements either via mailed copies or via online banking.
Make well timed payments to stay away from late expenses and fascination fees.
Check reward points/cashback earnings so you can improve Added benefits.
Realistic Instance
Picture you're a person who loves touring usually:
You may go for a UOB Vacation Card which allows you to make air miles on every invest in.
With accrued miles over time, you may perhaps redeem them without cost flights or upgrades—preserving substantially on vacation charges!
In addition, love perks like complimentary airport lounge obtain producing Those people prolonged layovers far more get more info at ease!
By knowing these basics about UOB Charge cards – their styles & functions along with functional use – you'll be greater Geared up to choose one that aligns flawlessly with your Life-style requires!